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Hints and Tips
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Shop around. The best way to get cheap car insurance (and you have heard it many times before) is to shop around. If you get ten car insurance quotes the chances are that the most expensive insurance quote will cost twice what the least expensive quote costs! The extra effort is worth it. Think how long you would need to work to earn that amount, so spending an hour getting a dozen motor insurance policy quotes can be time well spent.
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Match the offer. If you are with a cheap car insurance provider you like and trust and you receive a lower quote from another motor insurance company, why not contact your current car insurance provider at renewal time and ask them to match the offer. You will find that quite often they are prepared to do so or even beat other motor insurance quotes by a £10-£20.
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Motor Insurance Policy Differences. Remember, not all motor insurance quotes are created equal. Check the small print to see which extras might be bundled in the policy that would be useful to you for example car windscreen cover, courtesy car in the event of an accident, full European car breakdown cover, protected no claims bonus etc.
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Misleading Information. Any motor insurance company, no matter how reputable will probably not pay out in the event of you providing misleading information. Those alloy wheels you put on your car must be declared. If you are a student, you cannot claim you are living at your parent's house even if you live there two days out of seven. Or if you claim you have a full no claims bonus but have not, then you could be in trouble if you have a car accident. If your car stays on the street don't claim that it stays in a garage or on a driveway.
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Leave time. Many motor insurance companies will contact you with a renewal quote very close to your insurance policy expiry date. This often means people will take the easy route and renew their motor insurance policy with their current provider. With a week's leeway, you should be able to find much better cheap car insurance quotes.
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Young Driver Motor Insurance. All young car drivers know that Endsleigh are good for really cheap car insurance quotes for the younger or learner car driver, but make sure you check out the other motor insurance companies too. Consider using the Pass Plus test and also think about the type of car that you have. A car with a lower group will get you through the first years as a young driver when your no claims bonus is at it's lowest and your motor insurance premium is sky high.
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Extra cheap car insurance tips. Motor Insurance comparison sites that come back with lots of car insurance quotes are a useful tool, but unlike us they don't give the full picture. Motor Insurance comparison sites often make guesses about your profession, driving record and car, house etc. This means you really have to go through each motor insurance quote again manually. Car insurance comparison sites usually miss cash back discounts given by several motor insurance companies, perhaps misleading you on the cheaper insurance quote. Finally a lot of great motor insurance companies, including many of our best selling insurance policies refuse to allow themselves to be used on motor insurance comparison sites, so you may not be getting the full story.
Updated
30 June 2009